As part of an effective buying process, a professional realtor will suggest a process for the buyer to be pre-approved.

Pre-approval is a process where a lender takes all pertinent financial information, examines the current financial status of a buyer and provides an exact loan amount for which the buyer is approved.

This is a critical step as it allows the buyers to know precisely the range in which they can look and makes the buying process much more effective.

Pre-approval also provides comfort to the sellers and lets them know that the buyers are serious & have gone through an extensive financial check.

As a professional realtor I have a list of financial consultants you can contact to determine your pre-approval.

The following calculators will help you determine loan amounts, mortgage qualification, affordability or whether you should be renting or buying.

Complete the fields below and click Calculate Now. To view the results of each calculation, click on the various tabs.  To email yourself a copy of the results, click the Receive this Detailed Analysis link.